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Your Town Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
We don't charge Application fees, Document Preparation fees or Credit Report fees.
NEW YEARS SPECIAL!!
Effective from January 1st 2010 through April 30th 2010!
Your Town Mortgage will credit back the cost of your appraisal upon a successful closing on your new purchase!
The estimated value is $375.00 dollars towards your closing costs!
Our lower rates will save you money every month!
Check the local competition at the bottom of our products page!
Then give us a call or apply online before rates increase!
On October 29, 2009, the House and Senate passed legislation to extend government sponsored mortgages until December 31, 2010. Fannie Mae, Freddie Mac, and the Federal Housing Administration (FHA) can back loans from $462,500 up to $729,750.
Each county has a maximum loan amount. Please call for your county!
First-time home buyers should begin planning now to take advantage of a new tax credit included in the recently enacted Housing and Economic Recovery Act of 2009.
Available for a limited time only!
Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar!
Is fully refundable, meaning that the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax that they owe!
To qualify, you must not have owned a principal residence in the past three years.
The $8,000 first-time home buyer tax credit has been extended until April 30, 2010. You have an additional 2 months (until June 30, 2010*) to close your transaction.
Borrower income limits have also been increased to $125,000 for individuals and $225,000 for couples (up from $75,000 and $150,000 respectively under the current program).
The legislation also includes a tax credit not exceeding $6,500 for move up buyers who have owned their current homes for at least 5 years.
Eligible taxpayers must buy, or enter into a binding contract to buy, a principal residence between November 7, 2009 and April 30, 2010, and close on the home by June 30, 2010.
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Serving Massachusetts Homeowners under;
Mortgage Broker License # MB 4972 and Mortgage Originator License # 10032
What we can assist you with.
Main Services.
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Purchase or Refinance Residential and Commercial Real Estate.
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Find the right mortgage program.
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Deliver the lowest interest rates.
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Answer all your questions.
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Return your phone calls.
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Pre-Qualify you.
What can you expect from us?
Additional Services.
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Secure Document Transfer.
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Pre-Qualified Certificate.
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Explanations of Mortgage Programs and Guidelines.
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Advice on which programs are right for you.
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Advice on managing your credit profile.
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Advice on closing costs, points and inspections.
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Free review of your Purchase and Sale Agreement.
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All e-mail and phone calls returned quickly.
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Personal service at home or work by appointment.
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Review of your HUD-1 closing statement prior to closing.
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Attend your closing with you.*
Contact Your Town Mortgage to find out more about the products and services we can provide. We arrange but do not make loans. Licensed Mortgage Professionals wanted.
*Maximum radius is 50 miles |
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